By invitation only · Concept prototype

Good credit,
crowned.

Crest is a private club for people who pay their credit-card bills on time. Every card in one place, every bill paid in full, and Crowns to spend on brands chosen by hand.

Standing to get in
750+Standing to get in
floor value of a Crown
₹0.25floor value of a Crown
notice before any change
60 daysnotice before any change

Illustrative concept terms. Not an offer of credit or rewards.

Pay sheet for the Harbour Obsidian card
Crest wallet home screen with the Harbour Obsidian card

Paid in full

+964 Crowns. The Clean Sheet continues.

How membership works

Four steps from invitation to Crowns.

Not everyone gets in. Everyone who does gets the same rules, in writing.

  1. Show your Standing

    We'll do a soft check with Clearview Bureau. It won't touch your score.

    750 and above, you're in. Below it, the Lobby helps you climb.

  2. Bring every card

    We found 3 cards in your name.

    One wallet for every due date, statement and fee.

  3. Pay in full, collect Crowns

    Pay a bill through Crest and Crowns land in proportion to it.

    Paying in full keeps your Clean Sheet going.

  4. Spend them well

    Crownhouse edits, Goldleaf scratch cards and the Sunday Draw.

    No purchase needed. Every on-time payment earns a ticket.

On the web

The front door, and the house rules.

The house style

Obsidian, brushed gold and nothing to prove.

Primary mark · gold on obsidian

CREST

Good credit, crowned.

A heraldic shield made from a single bold C, with a three-point crown.

  • obsidian#0A0A0A
  • gold#C9A45C
  • bone#EDE6D8
  • emerald#0F3B2E
  • gold-300#E2C98F
  • ember#D0583C

Type

  • AaInstrument Serif · display
  • AaGeneral Sans · interface
  • ₹48,210Geist Mono · figures

Voice

A club that is sure of itself and has no need to prove it.

  • “Not yet. You're 38 points away.”
  • “All quiet. Which, with money, is good news.”
  • “Odds this week: 1 in 73,600 per ticket for the top prize. We print them because we'd want to know.”

Still behind closed doors.

The partner and treasury views are next on the build plan. They aren't open yet.

  • Brand partners

    Crest for Brands

    Offers, redemptions and the members they reached, for the brands we pick.

    Opening soon

  • Treasury

    The Crown economy

    Issuance, redemption and the liability behind every Crown, at a glance.

    Opening soon

  • Synced demo

    One bill, three views

    Member, brand and treasury moving together on one clock.

    Opening soon

Your invitation

Kabir has saved you a seat.

Open the invitation and walk through the vault door: phone, a soft check, your cards and a small welcome.

Invitation screen: Kabir has saved you a seat, with an Accept the invitation button
CREST

Crest is a fictional concept. No credit checks are run and no bills are paid. Crowns, rates, prizes and odds shown are illustrative and are not an offer.